General Insurance

Through the close relationships Abacare created with its clients (both corporate and individual), a strong need for professional advice on general insurance services was identified and resulted in Abacare finding innovative solutions for its clients with local Insurers.

We can research and provide advice and analysis on other covers as defined by the business’ needs.

• Insurance proposal design and placement

  The insurance contract contains an insuring clause which explains very generally what the contract covers. This is accompanied by a list of exclusions. Following discussions with our clients we design an insurance proposal which meets the requirements of their business. Apart from the general contract, we apply our expertise to create a bespoke solution mainly based on:

  • Coverage
  • Extension clauses
  • Deductibles

• Insurance Covers

  The main insurance covers we set up and manage for our clients are:

  • Property All Risks
  • Employee benefits
  • Employer’s Liabilty
  • Machinery Breakdown
  • Products Liability
  • Loss of Profits
  • Professional Indemnity
  • Cargo Insurance
  • Money Insurance
  • Public Liability
  • Fidelity Guarantee Insurance

• Services and Support Information

  • Risk identification and solutions
    We help our clients to identify potential risks to their business and provide an appropriate solution to reducing or eliminating that risk. We can arrange in depth risk management surveys at the request of the client.
  • Claims Handling
    When a claim arises, collecting and reporting the right information is of paramount importance to the successful settlement of the claim. We help our clients to ensure that reporting is timely and accurate.
  • Negotiation
    From the placement stage, through the claims process and renewal, we use our market knowledge and strong relationships with insurers to ensure the most competitive conditions and premiums.
  • Customer Service
    Our loyalty is to our clients and we work on their behalf to meet and exceed their expectations.
  • Commissions
    Commissions are paid by the insurance company, not the client. Commissions are based on managing the contract and introducing business.

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